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Fixed rate mortgages

  • These don't follow the Bank of England base rate.
  • The monthly mortgage repayment is fixed and remains the same for a set number of years.
  • Useful for people who want to know what they'll be paying each month.

There are lots of different mortgages available, and understanding them can be confusing.


So to keep things simple, we've picked the most common types of mortgages to have a look at. The three videos on the right explain the key differences in a simple jargon-free way.