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Flexible rate mortgages

  • These follow the Bank of England base rate for the life of the mortgage.
  • You can overpay or underpay if you need to.
  • Good for people who want flexibility and don't want the hassle of moving their mortgage every few years.

There are lots of different mortgages available, and understanding them can be confusing.


So to keep things simple, we've picked the most common types of mortgages to have a look at. The three videos on the right explain the key differences in a simple jargon-free way.