Sally's Story
We chose a fixed rate because of the stability of the payments. And it was sensible to buy because we're paying off the capital as well as paying for somewhere to live. And we'll stay there for a little while, certainly.
Sally's thoughts
I would always say you should have as large a deposit as possible. It makes it so much easier.
Be patient. Once the process of buying a house starts, and you've got past the gazumping stage, not much else seems to go seriously wrong. It all takes time, but don't worry and be patient. It's in everyone's interests for it all to go through.
People have told me to remember that if you're a first time buyer, you have less than half the hassle of someone selling and buying at the same time. So however complicated it seems now, it'll be worse when you sell and move on!
