Nicole's Story
Why wouldn't you buy a home? If you can invest in bricks and mortar, do it. It outperforms every other investment so it seems common sense.
When I was buying, though, I looked at so many properties. If I could do it all again, I'd definitely buy, but I'd be sure of the criteria I was using to search. Looking at properties which don't fit those is a waste of time.
Nicole's thoughts
Be aware of stamp duty, legal costs, moving costs and so on. It really does mount up, and at a time when every penny is precious. Also be aware that putting these things on the mortgage will mean you're paying them off, with interest, over years and years.
Don't rely on Estate Agents alone, to find a home. The internet is quicker, so check out the big properties for sale websites as often as you can. Search for yourself, as they can go so quickly.
I think there should be tax relief for first time buyers. I believe in Australia there's financial help available from the government as a matter of course for first time buyers. Given the situation in most of the UK, it'd be even more useful here.
